Position
Job Description
Career at Limra Assets
Credit Analyst
Reporting directly to GVP, Financing, the position will have the following main responsibilities:
- Onboarding of case introducers;
- Review and evaluate financing applications of individuals and businesses as well as structure and assess the risks associated with the transaction;
- Analyse credit data and financial statements of individuals and businesses to identify the degree of risk involved in providing the financing;
- Prepare financial projections and sensitivity analysis for credit evaluation where necessary;
- Prepare credit proposals for Credit Committee approval;
- Prepare offer letters, term sheets, etc.;
- Review and comment on draft legal documents;
- Prepare and handle disbursement documents;
- Attend to customers’ requests/proposals/appeals when necessary;
- Prepare memos and periodic reports to Credit Committee/Management Committee;
- Monitor loan portfolio repayments as well as conduct periodic credit review;
- Liaise with internal and external parties such as solicitors, case introduced, securities firm, investors, etc.; and
- Perform other ad-hoc duties as assigned.
Job Requirement
- Bachelor’s degree in Finance/Accounting or equivalent;
- Fluent in English both oral and written;
- Credit Certified Professional (CPP)/ Professional Credit Certification from Asean Institute of Chartered Bankers will be an added advantage;
- At least two years’ experience in credit analysis and evaluation;
- Conversant in financial analysis and cash flow projections;
- Strong proficiency in MS Office, especially Excel and PowerPoint;
- Preferably with loan processing experience.
Position
Job Description
Career at Limra Assets
Document Administrator
- File, record, recover, archive, scan and maintain documents and database systems;
- Print and distribute documents as needed;
- Keep other personnel updated on new document versions and how to obtain access;
- Handle records across various departments;
- Create templates for use by other personnel;
- Check completeness and correctness of all forms together with all supporting documents;
- Conduct research as well as searches required for any due diligence exercise;
- Write, edit, revise and compare any documents;
- Perform transcription and conversion work as well as scanning of documents;
- Handle correspondences, preparation of letters, presentations, reports, budgets, and various other documents when necessary;
- Proofread, merge and format documents whenever required;
- To ensure completeness of documentation upon closure of all projects and transactions;
- Liaise with internal and external parties when necessary to acquire or send documents to;
- Maintain confidentiality regarding sensitive documents;
- Controlling access to documents as well as establish and maintain a record on movement of documents; and
- Establish a filing code system.
Job Requirement
- Bachelor’s Degree in Administration/Finance or any related field;
- At least 3 years of working experience in administration documentation;
- Good written and verbal communication skills.
Position
Job Description
Career at Limra Assets
SENIOR CREDIT ANALYST
- Review and evaluate financing applications of individuals and business as well as structure and assess the risks associated with the transaction;
- Analyse credit data and financial statements of individuals and businesses to identify the degree of risk involved in providing the financing;
- Review and present credit proposals prepared by Credit Analyst for Credit Committee approval;
- Review offer letters, term sheets and legal documentation;
- Attend to customer requests and issues when necessary;
- Prepare memos and reports to Credit Committee when necessary as well as on a periodic basis;
- Liaise with other parties such as solicitors, case introducers, etc.;
- Onboarding of case introducers; and
- Performs other ad-hoc duties as assigned.
Job Requirement
- Bachelor’s degree in Accounting, Economics or any business degree with knowledge of basic accounting & auditing;
- Minimum of 5 years’ experience in related field (banking background highly recommended);
- Good command and comprehension of the English language – verbal and written;
- Good listening skills and organisational skills;
- Able to think critically;
- Able to work under pressure and independently;
- Knowledge in accounting standards and financial ratios would be an added advantage; and
- Good grasp of Microsoft Office (Word, Excel and PowerPoint).
Position
Job Description
Career at Limra Assets
LEGAL & COMPLIANCE MANAGER / ASST MANAGER
- Systematically safeguard the legal position of the LIMRA group of companies in respect of all day-to-day operations and documentation, in consultation with senior management, advise the board on changes of law affecting the company, monitor company’s legal conduct;
- Oversee the work of subordinates engaged in the review and vetting of all customer financing documents, management of standard documentation templates, safeguarding of securities, compliance with shariah documentation requirements and management of company secretarial and statutory records;
- Maintain an ongoing system to review and upgrade the quality of customer financing documentation and promote the integration of legal work for the company holistically;
- Liaise with credit management officers and external legal advisors to resolve legal issues and concerns in respect of customer financings;
- Undertake the drafting of internal corporate agreements and documentation not requiring the involvement of external legal advisors;
- Understand the business and the industry and stay proactive towards the company’s wellbeing;
- Manage the legal affairs of the group and drive organisational compliance by providing legal guidance, in-depth analysis and recommending solutions to limit the company’s exposure and liability;
- Provide hands-on advice on diverse legal and compliance issues;
- Provide advice on regulation, compliance, sanctions laws and other regulatory requirements affecting the company’s products and interface with regulators;
- Provide practicable legal solutions to business by identifying legal issues and recommending a course of action;
- Provide legal advice on litigation, management of employment law issues, business activities, PDPA, and intellectual property activities, amongst others;
- Serve as Compliance Officer under the provisions of the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA);
- Liaise with the relevant ministries and government agencies in relation to the company’s businesses and operations;
- Ensure compliance with applicable laws and regulations for all operations in the company; and
Job Requirement
- Candidates must possess Degree in Law and Certificate of Legal Practice (or equivalent qualification to practice law in Malaysia)
- Minimum 10 years of relevant experience in legal and regulatory function within Islamic financing industry
- Excellent command of both spoken and written in English and Bahasa Malaysia.
- High degree of integrity, leadership and management skills
- Ability to develop positive relationship with others (internal and external)
Position
Job Description
Career at Limra Assets
HUMAN RESOURCE & ADMINISTRATIVE EXECUTIVE
- To assist and support the Executive Director in Human Resource and Administration matters;
- To implement records and control of the Human Resource and Administration, related matters;
- Responsible for recruiting, screening and placing new employees. Tasks could include posting job openings, gathering information from applicants, verifying prior employment. Assist in by preparing staff ID card, email and setup workstation;
- Responsible to answer questions from employees which related to the company;
- Handle employee relations, payroll and training. Prepare monthly statutory payment – EPF/SOCSO/Income tax on any related issues if required;
- Keep track of employee information. This information could include an employee’s name, address, job title, compensation.;
- Prepare documentation concerning grievances, terminations, absences and performance reports;
- To renew company group insurance, company vehicles road tax insurance and DBKL premise license – annually;
- To liaise with company vendors for any work related as and when required ie, IT matters, printing, etc;
- Perform other ad-hoc duties as assigned by the management.
Job Requirement
- Candidate must possess at least Bachelor’s Degree/Post Graduate Diploma/Professional Degree in Human Resource Management or equivalent.
- At least 3 Year(s) of working experience in the related field is required for this position
- Required Skill(s): payroll, labor law, administrative, Microsoft Office
- Preferably Executive specialized in Human Resources or equivalent.
- Possess good communication skills in English and Malay
- Able to multitask
- Able to work in fast-paced environment
- Able to work independently with less supervision